Millions of businesses are owned and operated by women in the U.S. today, and many successful enterprises have been funded through business loans. Business loans for women are readily available from various agencies and groups. Community organizations, lending institutions, banks, and grants can help women get a loan for their business easily and efficiently. The process is the same as other loans, but finding the right loan for a woman specifically can help bring many benefi...

Keywords:
business loans,business loans for women,small business loans for women,loans, businesses,grants

Millions of businesses are owned and operated by women in the U.S. today, and many successful enterprises have been funded through business loans. Business loans for women are readily available from various agencies and groups. Community organizations, lending institutions, banks, and grants can help women get a loan for their business easily and efficiently. The process is the same as other loans, but finding the right loan for a woman specifically can help bring many benefits.

Women may need a business loan for a variety of reasons. This can include expanding a current business, creating a new venture with working capital, setting up a franchise, or creating a research and development team to incubate a business for a period of time. Whatever the reason may be, all businesses run by women can qualify for a sizable business loan through a variety of groups and resources.

Business loans for women are specially tailored so that women can support themselves, any children, or other lifestyle factors along with their business plan. It’s important to determine what all the costs of operating a business may be, including expected salary for the owner.

If the overhead costs for an on-site business is too high, business loans for women are ideal to help set up a home based business. Many banks and institutions can help fund the working capital required for inventory, assets, capital equipment, or future loans.

Business Loan Applications require an in-depth assessment, possibly an interview, and a review of the business plan. A lender will also take into account character, credit, experience in the field, and reliability. Creditworthiness is important, and a credit and background check will be run to find consistency and integrity. A pre-qualification is a great idea to get an estimate on how much can be borrowed at one time.

Besides the many banks and institutions that fund business loans for women there are 3 resourceful ways for women to obtain business loans: The Minority Business Development Agency, Business Incubation, and Business Competitions.

The Minority Business Development Agency works closely with women to provide financial support for women of various ethnics and cultural backgrounds. They work with Wells Fargo, and can create a customized loan program tailored for the woman’s business needs. Centers with community projects abound across major states. These Centers can help women review and write business plans, submit them to competitions, and help apply for business incubation.

Business Incubation is a business support that provides resources and services to start-up fledgling companies. Business Incubation is a great idea for startup businesses, as the professional services can help get the business off the ground. Incubators can help with the loan process, as they are interested in seeing the business off to a great start. They will make an offer on rent cost, supplies, materials, and office space and adjust the loan amount as the business grows. This is an excellent opportunity for beginning an enterprise.

Business Competitions can help get a new idea or innovative concept off the ground. These are usually privately funded, and can open up doors to obtaining a full-fledged business loan. Alternatively, a winning plan can be granted a cash lump sum to start, and then qualify for other contests or incentives. Business plan competitions are often sponsored by corporations or private investors. They generally do not require a loan repayment, but can bring some great connections and referrals for future growth.

It’s easy to get started on a business loan for women in business; from home based businesses, startup companies in incubation, or just bringing a skeleton business plan to the bank. Many lenders will tailor and create a customized loan amount for the woman entrepreneur.

Title:
2 Business's You Can Start From Home For Less Than $100

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While working from home is the quintessential American dream, financing the entrepreneurial spirit has the potential to quickly turn into the prototypical nightmare. After all, there is equipment to be purchased, licenses or permits to be applied for, and probably also a fair amount of advertising that needs to be bought and paid for. Some entrepreneurs have resorted to desperate acts of financial gymnastics, but more often than not these are too dangerous to contemplate. Yet...

Keywords:

While working from home is the quintessential American dream, financing the entrepreneurial spirit has the potential to quickly turn into the prototypical nightmare. After all, there is equipment to be purchased, licenses or permits to be applied for, and probably also a fair amount of advertising that needs to be bought and paid for. Some entrepreneurs have resorted to desperate acts of financial gymnastics, but more often than not these are too dangerous to contemplate. Yet even in light of this bleak picture, did you know that there are two home based businesses you can start with less than $75?

For example, if you have a talent with needle and thread, if fabrics are your world, and if your eye for colors, patterns and material rarely steers you wrong, then becoming a seamstress and freelance fashion designer may be right up your alley! The odds are good that you already own a sewing machine or – if you still stitch by hand – a well equipped sewing kit. Take $75 and put together a professional looking portfolio of your work and print up some business cards. Include in the portfolio pictures of your niece’s first communion dress you made, your daughter’s holiday outfit, the dolls’ clothes you might have put together and anything else that you have crafted as a gift or simply in your spare time. Shop around this portfolio to bridal shops, dry cleaners, and other places where clothing alterations may be needed. Start a website and advertise handmade dolls’ clothing or whatever other garments you want to make. As the profits begin coming in, gradually upgrade your equipment.

If you cannot tell a sewing needle from a knitting needle, do not fret. If you know you way around the kitchen, you may have a promising career as a caterer ahead of you. Begin by catering small events for your friends or family. As you gain exposure for your business, do not plan on making a lot of money right off the bat, but instead focus on having the cost of the food paid for and perhaps make a little extra to put toward advertising. Prepare beautiful spreads that stand out, take copious pictures, ask your friends for some quotes of praise, and put together a professional portfolio. Print up business cards and spend $75 to advertise in local advertising directories. Start out small but try for the slightly larger events, such as wedding receptions, the church picnic, or your spouse’s company party. The trick to this business is the gradual development of a clientèle and the word of mouth advertising that will cause your business to grow by leaps and bounds.

Even as starting your own home based business may seem complicated and might even appear to be out of reach, remember that by deliberately graduated growth you will have the chance to make it big in workable steps – none of which will require funds you do not possess!

I am a stay at home mom of 2 small boys and I know how hard it can be to juggle everything. Check out the site listed below for more ideas on how to have an automated money making machine that is legitimate and affordable.

Title:
1-Click Webhosters - Rapidshare

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Ever wondered what all the hype around Rapidshare's all about? - A look at the world's largest 1-Click file sharing solution.

Keywords:
rapidshare webhosting filesharing

Before I introduce you to Rapidshare, here is a short summary of the history of 1-Click webhosters.

Back in 2006 there was a sudden flood of what are popularly know as 1-Click File Hosting websites. The term comes from the simplicity of the upload process offered by the respected sites. As opposed to using complicated FTP software users are able to easily locate files from their HDD or simply drag-and-drop them directly into their favorite browser. After that with a mere click of a button their files begin uploading without further interaction. After the files have been uploaded the user is provided with a download link which they can share with their friends.

Since then a lot of 1-Click webhosters have emerged but for one reason or another failed and eventually were put out of business. One of the few successors in the business is Rapidshare©

Rapidshare© is a premium 1-Click webhosting solution based in Germany. Over time they have increased the hard disk and internet bandwidth capacities of their datacenters to eventually reached, as of today, 140 Gigabit/s internet connectivity and the whooping 3.5 Petabytes (1 petabyte = 1000 terabytes = 1 000 000 gigabytes) of storage space. The fact that Rapidshare© is number 11 according to the Alexa traffic monitoring and ranking website speaks for itself of how popular and widely-used Rapidshare©'s service is.

This concludes the article on Rapidshare - one of the biggest players in the highly competitive file sharing business.

Title:
1and1 Hosting - Raising the bar

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First, I have to admit. I'm a terrible customer. I'm a demanding perfectionist who rarely feels that he is getting his money's worth. This is especially true of hosting providers. In the past four years, I've had to change providers at least six times because I felt that I was not getting what I paid for. This brief commentary is somewhat of a treat for me as I finally get to say something good about a hosting provider!

Keywords:
web hosting,shared hosting,vps specs,bandwidth,storage,control panel,1and1,mywebresource

First, I have to admit. I'm a terrible customer. I'm a demanding perfectionist who rarely feels that he is getting his money's worth. This is especially true of hosting providers. In the past four years, I've had to change providers at least six times because I felt that I was not getting what I paid for. This brief commentary is somewhat of a treat for me as I finally get to say something good about a hosting provider!

A little over two years ago I was reading up on the latest technologies in one of my favorite publications, eWeek, when I ran across a nice, full-page ad from 1and1 offering an introductory offer of free hosting for three years. Wait! What! No way! This has got to be too good to be true! Off to the trusty computer I go...

Sure enough, it was the real deal. 1and1 was indeed offering free web hosting for three years to introduce its new public sector hosting service. Well, like any good cash-strapped college student, I stepped right up and got me a piece of the pie. I've got to say, the pie was good too!

After roughly two years of hosting with 1and1, with minimal problems I should say, I started to notice that I was getting dangerously close to the bandwidth allowance my free package had to offer. No big surprise there; these things happen when you're trying to establish an online presence and you offer free downloads. It was time to upgrade my hosting.

At the time, there were no great specials going on at 1and1 so I decided to shop around. That was a tremendous mistake! What I got was a course in how *not* to run a hosting service. I will be polite, this time, and not name and companies, but let's just say stay away from cheap reseller hosting accounts! The uptime is nowhere near what they promise and every time you turn around some idiot is running a script that bogs the server down to a crawl.

After a couple months, a chunk of wasted cash, and several moves back and forth between providers, I finally conceded that 1and1 was indeed the best host I had come across thus far. As luck would have it, I had received an email from 1and1 announcing a great promotion for their free preview package holders (obvious marketing trick, but good timing in my situation). They were offering their top shared Linux package for half the price. Ok, that sounds like a good deal, and it was, but what about next year? Well, this is where it gets even better. Not only did I get the package at half price, but they guaranteed that price for three years with free upgrades!

I might not be the brightest light bulb in the box, but I know a good deal when I see one. So, as I'm sure you've already figured out, I signed up. What I got was a whole lot more than what I bargained for, and honestly, could have hoped for. Almost instantly after upgrading, I noticed that my sites were running faster. I'm assuming that paid customers are placed on less crowded servers.

Then, the first upgrade came. My space and bandwidth were doubled at no extra charge. I thought to myself, cool, I'll take it! A couple weeks later, I was browsing the 1and1 site comparing features for a potential client when I noticed that the package I have had been bumped to ridiculously high levels. Even though I was getting my money's worth at the time, I felt a little bitter that I wasn't getting the full package spec. After all, I was promised that I would get every package upgrade.

Just like any other nightmare client, I promptly dialed billing to give them a piece of my mind. Apparently, the billing agent was no stranger to difficult clients like me. Within a few minutes of talking to me, he got me defused and assured me that my package would be brought up to spec within four weeks. That was two weeks ago. He explained that it was taking more time than expected to upgrade all their current accounts to the new account specs. He really surprised me when he said that I'd actually be getting more than what was currently listed on the site. What?! Ok then! Thank you for your time! Needless to say, I was left feeling very positive about that support call.

Here's where we get into the numbers... When I logged into my account today, I was greeted by some very generous numbers for the package I have. I discovered that I now have 30,000MB of storage and 1,500 GB of transfer on a shared hosting account that normally runs $19.99/mo! Wait! That can't be right! Those are VPS specs! Yup, you read right. 30GB of storage and 1.5TB of transfer for under $20/mo. PLUS, with 1and1, I only pay $5.99 per domain, per year.

Now, let's be real here. Those numbers are great and all, but other providers offer similar specs. What sets 1and1 apart? For starters, uptime! With every other host I've used, uptime was a major issue. This is not so with 1and1. I can count on one hand how many times in the past two years my site was not available and nearly every time it was related to an ISP router, not 1and1! Also, one of the things I've really grown to appreciate is their one-of-a-kind control panel. It's a little slow, but it more than makes up for it in streamlined administration. This is especially true of the domain administration. Even complete n00bs have no problem navigating the 1and1 control panel and managing their package like a pro.

Again, I'm not the easiest person in the world to impress, especially when it comes to hosting providers. Nevertheless, 1and1 has really raised the bar of what a good hosting provider is in my mind. They are now the benchmark by which I will measure all hosting providers. If you are in the market for a good, reliable, affordable hosting provider, I cannot say enough positive about 1and1.

There is only one negative I've found with 1and1 and it's not even really a negative. They're a bit restrictive on script execution. If you think about it, in a shared hosting environment, this is a good thing, and this also explains why the only time I've noticed the server actually being down was during a scheduled hardware upgrade. Now, who's going to complain about a free upgrade in performance?

If you would like more information on 1and1 and the packages they offer, I encourage you to visit their site. Just as a point of reference, I'm running on the Developer Package. I think you'll find that it's a more than adequate package for moderate to heavy traffic sites.

Title:
1 Simple Secret For Small Busines Owners

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This article is from your MYB Consultancy for small business owners, in fact any business owner